Legal Advice


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  • Do you have to tell car insurance about a bike accident if there was not claim against you?

    if you have a bike accident but no claim is made against you but you have told your bike insurance company about it, do you still have to tell the car insurance company when you get a quote?

  • How should I handle the car accident I got into, no report was filed?

    I hit the back bumper of a car 5 days ago, she took my phone number, license number, ssn, and called this morning stating it'll be around $1,000 with rental car etc. She stated she hasn't had time yet to bring the car in to get looked at. I feel that is too high, and she probably had a friend in the repair business look at it. We didn't file a report, I might be able to pay it out of pocket if I have to, or should I make an insurance claim? Or refuse to pay?

  • Car Insurance Claim ?

    I was involved in a accident on Monday which was not my fault I was hit from the side from a car leaving a junction into my path my offside has revived a lot of damage and the front of his car was barley damaged. I called my insurance but don't wish to claim as I have a 800 exese. And dont wish to effect my no claims for somthing which ain't my fault My insurance company advised I contact his and see if they will admit liability before I proceed with claming from my insurance I have written and email to the 3rd party and in depth expland the accident aswell as giving the police report number and photos of damage and a map view of the road Is there anything else I can do ? Also my insurance company are not doing anything as I'm not making a claim

  • Do i get any money from this accident?

    i was a passenger seat in a car accident and i have muscle damage all in my neck and i cant move either way. i have to get xrays tomorrow. i didn't go with the ambulance but i told the police that i was going up. the accident was fault of both drivers but mostly the car i was in. do i get anything out of this?

  • Is a police report necessary during a car accident if you need to claim it on the insurance?

    If it wasn't too big of a deal just a bit of a bump can it still be claimed on the insurance so that it would be covered if you don't file a police report.

  • If i take out a short term car insurance cover (28 days) Will I gain 1 years NCB?

    I had an accident 6 weeks after I renewed my car insurance, if I was to get a short term cover (from norwich union etc..) for 2 lots of 28 days (renewing it after the first 28 days) would I then gain 1 years NCB? The only reason i'm asking is because the cost of renewal last year was £450, this years renewal the cheapest I found was £1300!!!

  • Who is at fault in this car crash scenario?

    I was making a left turn to go into the college campus.I was traveling SOUTH as I approached the solid green light, and I waited for ~ 3-4 minutes until traffic cleared. I see a purple pt cruiser enter the campus through a RIGHT TURN ONLY lane and it is coming from the south (so the direction its headed in, is north), behind it approximately 15-20 feet is a honda accord that is in the TURN ONLY LANE as well and it looked as if it was going to turn into the school. It was too close to the intersection to change lanes so i start entering the turn. the honda accord hit the right side of my car at where the front wheel is and smashed the wheel into the body of the car. the police arrogantly told me i was at fault and did not look around to check the possible speed or anything. the other driver claimed that the speed they were traveling in was 40 mph. mind you my whole right front side was completely destroyed and my car is totaled from the impact. the police looked up the wrong tag and told me that this tag was not belonging to my car- (she typed in the wrong characters.) Then she made out the ticket to my father who is the one who owns the vehicle; but he was not in the accident, he was at work. i was put down as fault, but i do not see how if the other driver was going straight on a turn only lane and trying to change at the intersection it is my fault. who would be at fault if it was taken to court? thank you. there were no witnesses also..

  • Assuming the same level of coverage, are all car insurance companies going to be equally willing to pay out?

    In other words if you go with a "cheaper" car insurance, will you be sorry if you have an accident?

  • Can I sue after a car accident causing totalled vehicle - in ontario?

    Yesterday I was involved in an accident, and I want to know if we can sue the guy who hit us? btw, we are in Ontario. We were stopped at a red light(with a big back up of cars), and a huge like off roading monster truck was speeding along and didn't break at all, and crashed into the back of us,and we hit another suv infront of us. My van was totalled. Insurance will only give us the value it is at right now for the van, which is only 2 years old, but they no longer make these vans. Is it possible to sue for this loss in money? We cant really afford to pay another 20k, to upgrade to the vehicle we lost. My mom (which was driving) also does daycare at our home, and won't be able to provide, due to pain,etc it has caused, which is our only income in the house. We weren't in much pain yesterday, but now it isn't possible for us to get even dressed alone. We know we have whip lash, but going for xrays etc. Can we sue if there is something medically wrong? The guy who hit us, was maybe early early 20's, and probably wont have all that much money,but is it possible to get what we need to survive at least? Thanks in advance

  • Student driver at fault in minor car accident, many questions?

    I'm 15, and I've had my learner's permit for nearly a year. I'm SUPPOSED to be getting my license in less than a week. However, a few days ago, I managed to cause an accident. It was a minor accident, and I backed into a parked car. No one was in the car I hit. My car doesn't have more than a scratch (We aren't going to make a claim obviously.), but the car I hit has a cantaloupe sized dent. It's not near the gas tank, and it's not on the door, and it's only on one section of the car. (Someone that was a witness told me that that somehow made it better..?) Also, the car I hit was not in a legal parking space (The cop noted that.), and the accident occurred on private property. I was NOT alone. I had a licensed adult with me, and I had insurance. However, I neglected to bring my permit. I was able to give the cop my license number though (I had it memorized, and it was correct.), and he didn't cite me for not having it. My questions: Will this affect me getting my license? What's going to happen to my insurance rates? Thanks for the help. I desperately need it. Also, the guy who owned the car I hit had the same insurance company as I do (USAA), and I live in Georgia.

  • UK drivning laws: He pulled out in front of me I hit his rear right who is to blame?

    I just had an accident, while driving along a road a car turned left from a side road into my path. The front left hand side of my car collided with his rear right. Who is to blame?

  • Carrying people on the back of my motorbike?

    I've noticed that insurance companies have started adding insurance for pillions on provisional bike cover. I'm 16 I have a premier bike policy with Aviva and a Derbi GPR 50R motorbike which it says on V5 is for 2 people. I checked my policy and it says both on the actually insurance certificate that it covers all third partys in a accident and any loss or damage. It says that it also covers any riders which ride on the back. I have a CBT, and provisional, but I noticed on my Certificate which isn't a CBT one the box is ticked for full moped license? aswell as provisional CBT? ive done my motorbike theory also so does this validate me having a full moped license? And still on my insurance it says Provisional with CBT, so I'm covered technically to carry people on the back because it says It will cover all third party's on the Insurance certificate and doesn't exclude pillions and it also says in the policy book it covers for people to go on the back. So have I got a full moped license? Does it look like my policy has it covered? I'm ringing them tomorrow anyway I just want to know for a piece of mind. I definately know you can add pillion cover to a provisional policy now and that has changed so :S

  • Accident and insurance claim?

    This morning I was driving on highway and I think a piece of metal stuck out of the road when another car drove by and it hit my car. The bumber, the rim and the tire were damaged and it will cost $1500 to replace. 1) Should I claim insurance? 2) I asked the police officer at the scene and she said I didn't need to file the accident. I forget to ask why. Should I do it now (for the purpose of making insurance claim)?

  • What if i get in an accident which was not my fault and i have a suspended license but have insurance?

    i was driving on a suspended license. and i was hit and it wasnt my fault. the police arrived on scene and took down a report. we exchanged information and i was let go. now i have to wait for the report to come out and get my car fixed by there insurance. whats next?

  • Car accident settlement.. idiots?

    i was in a car accident reciently ... the idiot was not looking and rear ended me.... i my car was messed up... i had a small car and he was in a big freakin truck .. anyways what do you think ill get out of it,,,, i have to do therapy for like 3 months and fix my car .. im probably gonna loose my job.... does anyone pay attention anymore,.. i remember the days when all you had to mess with was the radio and your kids,,,, now its cell phone, mp3 player, radio, gps , kids., tv's in the car, sound systems, why dont people pay attention to the road anymore

  • I SLIPPED ON RAIN AND WAS INVOLVED IN A CAR CRASH I NEED HELP!!!!?

    Okay so I was driving home from work while it was raining and I was getting off at an exit and my car began to slip and crashed into a wall. The tow truck driver said that there were 8 accidents in the same spot that day . It is destroyed, but I only have liability insurance. If I make the claim, will I still receive some type of money due to it not being my fault? SOMEONE PLEASE HELP ME

  • What law in Arizona states you must carry car insurance?

    What law is it, and what does it state...verbatum..

  • Can I cancel my insurance and still have the company cover damages to another vehicle that occured before?

    I was invloved in an auto accident. I have chosen not to drive. Another car was invloved. Can I cancel my insurance?( as it is no longer needed) Will the company still pay because I was insured at the time of the accident? Do I have to wait until the claim is settled?

  • Car accident...?

    My brother was involved in car accident Saturday morning. He was on a busy freeway when a car cut him off. He swerved to avoid colliding with the car that cut him off, but as he was swerving he happen to hit a car in his right hand side. The car that he collided with fled the scene. So my brother was left with a burn on his face and a undrivable car. I guess my question is...will my brother be found at fault by his insurance company? He didn't get any license plate numbers so he doesn't know what to do. He has made a police report, but he hasn't reported the accident to his insurance company yet. He is worried about the cost. What can he do?

  • Have lots of car insurance questions ?

    hello had a car accident i am not in fault my medical bill are almost $100K the other party insurance accept its fault in the accident and it appears that they have full coverage if the insurance i have is the basic that covers $25K in medical bills so the other insurance tells me that there limit is $25K-$50K how can it be possible that it only covers $25K same as mine if she has full coverage and i don't?? Next question. How can i make the insurance or the lady that hit me to show me the policy??? is there anyway i can force them?? i have an attorney working on the case and he said that the insurance did not let them see the policy but i want to know and see the policy so i know that neither the insurance or my attorney is lying. next question from the accident i was really damage after 6 months I am still going to therapy I have proof of all my bills and doctors reports from all my illnesses in which I have deafness caused from the accident I had a head injury and was hospitalized for 5 days the docs had said that it was really a serious accident including my attorney. How much is fair to fight for pain and suffering, medical bills, compensation for hearing loss including seance of smell and taste, everything I have paid like taxis, pills and more. don't want to take advantage from the accident but how much can I fight for?? thank you for answering but please only answer if you know. this is very important for me.