I had a phone consultation and the attorney, he asked my total debts and assets I told him with my medical and credit cards i have about 15k in debt. He talked to me for a while about my house and cars and stuff and decided a Chapter 7 would be best. However when I got home and looked at all my bills I was actually 23k in debts. I have not called him back yet, we have a meeting for him to go over all my bills and start paperwork next week. Does this significant change in the amount of my debts affect my bankruptcy or ability to file chapter 7 ?
Members of the Democratic Party , for years , have screamed about Bush policies that favored
We have had the 341 meeting after filing Chapter 7 and it went okay but now I am told that the judge has ordered a meeting with the bank that holds mortgage on home that was reaffirmed and our lawyer and us of course because the court feels we are being charged too much interest. Is this usual and what can we expect? We have been reassured that our house is safe.
When a creditor can not recover property that is not safe ?
I was able to file a Chapter 7 since I lost my job , no assets and meet the means test . What will happen?
I do not know if it will be a Chapter 7 or 13. I am very depressed about this situation , I had perfect credit all my life until a few months ago when my lender I threw the change without justifiable reason and put me directly in foreclosure : ( I have to take my income info etc. . 'm Confused because I wanted to start my lender sue for not doing my loan and BK disqualifies get a modification , but otherwise barred from the auction house . anyway , if you have any tips or questions to ask please let me know . Also , my mom said in the title of your home a few years ago , when she asked me to refinance your loan to my name and I had excellent credit . It's actually home , I'm just technically it until one day your credit is good enough to refinance your name and then she hands me the title . Does that seem to have assets and affect the BK ?
A gentleman I went into business with a form sent me this . Is it worth going too ? Is there any chance you get money from this? thanks
I filed Chapter 7 bankruptcy . My creditors meeting is just around the corner . What should I expect to take place in the meeting ? Ordinary or unusual ?
We filed chapter 7 last week. We have our meeting of creditors on Jan 22. We will not be late on our cars at that point, as we plan on keeping them. My question is, can being late on the car payments mess up the discharge? I know it takes about 6 months and I am worried if we are late they might not let us keep the cars.
usually asked ? What is the test meens ?
I'm not a loser ... Just some very old debt ( when I was still in high school ) has followed me without my knowledge and now a huge plate ( over 700 of my monthly income be adorned ! Just before this happened we were shopping for a second car . Well , I've noticed that Chapter 7 is needed ... but I have yet second car now . I can afford a car payment is 700 per month, 9 -year credit of $ 1000 car balance is now $ 3,400 dollars in interest ! So getting a car ? good idea or bad idea