Ok so, on Monday I had a minor car accident at Hogarth Roundabout on the A4 in West London heading towards the M4 from Hammersmith. If anyone knows this junction than even better but if not look on google streetwise, because i believe the carriageway is three lanes coming up to the junction and carries on as three lanes past the junction.
I was in the far left lane that had written on the road with markings A4 (W) (STRAIGHT ARROW) and A316 Richmond below it with the two outer lanes on the right marked A4 (STRAIGHT ARROW)..so to me that surely means you can be in that lane to follow straight on to the A4 (albeit it does curve however still classed as straight on) or indicate left to take the slip to Richmond.
As i left the traffic signals next to the brewery (Fullers) in the left hand lane i came past the exit and continuing for the A4 ( have done this many times without problem) and happened to look in my right mirror quickly at a glance to check my car was still fully in lane (which it was as i saw the white lane marking) when out of nowhere a car was coming towards my lane from the 2nd middle lane and didnt stop hitting me in the drivers side passenger door..causing a dent and paintwork damage along the drivers side of my car.
There was no indicators from her what so ever and besides..she was behind me in the overtaking lane coming towards me, she should have seen me!
However it was my surprise when we pulled over when she and her irate husband got out of the car and blamed me because i never indicated right!..surely i shouldnt have to if i'm in the correct lane following through?..their excuse was they thought i was taking the A316 Richmond slip on the left but if i did i would have indicated left...i think she never even saw me and drifted towards me either from not seeing me or lack of attention.
Either way the damage to my car was very minor..her's came off worse with front damage and she was not willing to accept full liabilty, i offered to show her the road markings but she was having none of it!
I wouldn't have put in a claim for my car as damage is minor, however with her not accepting full liabilty, i had no choice but to claim to avoid forking out on my policy for their damage which i believe i never even caused.
So what do i do? am i to blame or is she?
I understand this is long and in depth but i just wanted to describe the scenario as best i could to get the best possible answers :)
Thanks in advance!!