I do not know if it will be a Chapter 7 or 13. I am very depressed about this situation , I had perfect credit all my life until a few months ago when my lender I threw the change without justifiable reason and put me directly in foreclosure : ( I have to take my income info etc. . 'm Confused because I wanted to start my lender sue for not doing my loan and BK disqualifies get a modification , but otherwise barred from the auction house . anyway , if you have any tips or questions to ask please let me know . Also , my mom said in the title of your home a few years ago , when she asked me to refinance your loan to my name and I had excellent credit . It's actually home , I'm just technically it until one day your credit is good enough to refinance your name and then she hands me the title . Does that seem to have assets and affect the BK ?
I have a lot of debt , because he was injured while attending college and the amount incurred substantial debt as 30K . Any help ?
my husband signed papers in the beginning that stated that the lawyer doesnt get paid until my husband gets paid,its a workmans comp case,he was injured at work and fell 30 foot off a house in sept.of last year(he broke all his ribs,bruised all his internal oragans and is lucky to be alive),he was hanging a tress and the crane operater hung the tress wrong and the tress broke from the hook and the tress hit the wall my husband was standing on and it flung him and he landed on his back,the old attorney basicly wasnt doing anything for our case besides sitting on his butt, my husband hasnt even had any surgeries and may now be considered disabled,all because the longer he waits the more damage is being done to his body,if any one knows any information on finding out what the heck to do that would be great
I had a phone consultation and the attorney, he asked my total debts and assets I told him with my medical and credit cards i have about 15k in debt. He talked to me for a while about my house and cars and stuff and decided a Chapter 7 would be best. However when I got home and looked at all my bills I was actually 23k in debts. I have not called him back yet, we have a meeting for him to go over all my bills and start paperwork next week. Does this significant change in the amount of my debts affect my bankruptcy or ability to file chapter 7 ?
I'm drowning in financial difficulties, and am thinking of filing personal bankruptcy , but I've seen the fees that lawyers charge for me to do that, and I can not allow that. I can submit ? Without having to pay a lawyer ?
i have been searching to find out more about do it yourself bankruptcy...but i feel like all the sites out there is full of it. if you have any POSITIVE experience with any of these sites...please answer here
I have to declare bankruptcy . Which lawyer should I use ?
We have had the 341 meeting after filing Chapter 7 and it went okay but now I am told that the judge has ordered a meeting with the bank that holds mortgage on home that was reaffirmed and our lawyer and us of course because the court feels we are being charged too much interest. Is this usual and what can we expect? We have been reassured that our house is safe.
I have not paid the $ 1,900 and is a simple bankruptcy creditor wonder if I can do it myself and just pay the state fee of $ 299 ?
I can not afford a lawyer , but I have to file Chapter 9 bankruptcy . I need information about filing without an attorney and details on what type of debt can be included in a chapter 9 claim?
I was wondering if I could file for Chapter 7 without a lawyer . If so , what are the costs?
Also - can you take your car if it is their only means of transportation to and from work ? I do not owe anything on the car - it's really all I have , and not worth much . I live in Mass and my income is below the poverty line.