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QCan I include 2 payday loans on my Chapter 7 Bankruptcy case?



My lawyer is one of the best here in my town. I live in Mississippi. I told him that I had 2 payday loans out. He said not to pay them and include them on the the bankruptcy list of debts.



I have be recycling (paying them back and rewriting the checks the same day) the loan for the past three months. I get paid every two weeks....so that means that I have become dependent upon them for my needs to be met. They should have told me "no, you can't continue to rewrite this many times (over 6-10 times in a row)..but they didn't.



I know my lawyer is supposed to know best...but I am still nervous!!! I guess because they keep calling me and leaving voice mail. Anyway, is it safe to do this.

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