Legal Advice


Can State Farm legally defraud customers? related questions

  • 1Can State Farm legally defraud customers?

    State Farm is charging customers a rate different from the rate that occurs when the customer accepts and pays insurance . For example, if a person pays 1,200 for auto insurance for six months , State Farm claims ( and does) charge a higher rate from the time the contract starts - without the knowledge of the customer unhappy . Can it really be legal?

  • 2How can I legally tell evryone, and anyone about a Car dealership who takes advantage of their customers?

    I heard of the legal term liable, and slander. Ok he is my story. Hawkinson dealership In Matteson IL, just off Cicero, and RT 30, sold me a car just about 1 1/2 yrs ago. On the sticker price on the car it advertised " we preform 161 point inspection. I foolishly thought that Hawkinson stood my their word, and advertisement, when they stated on the sticker price they preformed 161 point inspection that they actually did a 161 point inspection. But Hawkinson Dealership in Matteson IL did a little switch. When I went to sign the papers to buy the car, they handed me a paper telling me these are all the items we fixed on the car. What they did not tell me was it was part of a 21 point inspection, they did, and only did. After I bought the car, it turns out there are more then one type of inspection. Hawkinson Dealership does have a 161 point inspection, but they also have a 21 point inspection. Because I signed the 21 point inspection, even though as I said the sticker price sign did say they do a 161 inspection the 21 point inspection did not include the gas tank which was damaged by an accident. And it did not include the struts, or shocks. Which were broken when I bought the car. I will admit I foolishly trusted the car dealership, and maybe other car dealerships do the same, but I did not go to another car dealership, I went to Hawkinson dealership in Matteson IL, and it should not negate the switch I was given. It cost me 1,000 on the struts, and 1,300 on the new gas tank. So I learned a lesson, and won't make that mistake again. But even after I sent a complaint to the BBB, and gave a bad review on Hawkinson in Matteson IL, online, and I tell everyone who asks me not to trust Hawkinson and what is written, or said, but get your own Mechanic to check out your car with any dealership. I keep getting emails, and letters from Hawkinson Dealership in Matteson IL, to trust them again and buy another car from them. It makes me mad, having someone who I believe who took advantage of me, acting so nice like they did nothing wrong. I have asked them on the phone,in a letter, and in a email to leave me alone. I told them I think they are dishonest, and I do not trust them. What can I do to bug them enough legally so they will stop contacting me? Please do not complain I put this in Political government/ legal It said law, so I went with it. if you do not want to read, or answer the question I do not need or want any reply. Thanks in advance.

  • 3State Farm is trying to screw me on a claim, what can I do?

    I got into a motorcycle accident when I did not have insurance . I dented a panel of very isolated body in an old Volkswagen Golf (90) . Now they want me to pay more than 2k for damages ! I know it should not cost over 1k , what should I do ? The panel was above the left rear wheel between the door and trunk.

  • 4Should I call State Farm? What repair should I get done?

    My wife backed into and scraped our car against a basketball post. We've got some scrapes on the rear bumper and rear left quarter panel. I got two estimates from one place. It would be $450 to buff the quarter panel (leaving a couple deeper scratches) and repair / paint the bumper. Or $1000 to repaint the quarter panel (new pinstripe) and do the bumper. The car has a couple of scratches elsewhere, so it is not perfect. It is 6 years old. Two part question: Should I call State Farm? I have a $250 deductable. Not sure how making a claim would affect my rates. It would save money at least initially. Should I go for the full $1000 repair? I'm thinking that if we go the insurance route I'd get the full repair. I'm not sure how the increase in rates is calculated anyway.

  • 5Question about State Farm Car Insurance?

    my parents told me that when I get my liscense , State Farm is gong to charge an extra $ 200 to your account for more than two drivers in the house . Is that true ? ( Because what if you do not want the insurance )

  • 6Question for Car Insurance Agents (I have State Farm) -?

    I am a little taken back by my SF agent the other day - I called to report that a heavy item had toppled over in my garage putting a decent little dent in my vehicle. This, the agent agreed, was Comprehensive, which I have $100 deductible for. I got an estimate and not surprisingly with body shop costs nowdays, the total repair cost is going to be about $600. (that is a whole nother story the outrageous over-pricing of replacement body parts and labor to fix cars, a real scam) - Now, I have had State Farm since I was 16 years old, I am almost 50 yrs old now - I stayed with them (same agent/office even !!) through my parents who had them since 1940 !! I have not had any claims for damages to my vehicles other than a chip in windshield once. So I report this dent to my agent yesterday - and the response was "Well, you know, if its over $100 to fix, there's a good chance your annual premium will increase !!" I was SO MAD. I said "what about my 34 years with you and no claims? other companies like allstate and many others now have "accident forgiveness" if you've had no claims in xx years, other companies are doing refunds for not having accident claims. I said "Doesn't state farm have ANY of these policies too?" WHY would you increase my policy costs for one darn claim under Comprehensive in all these years. He then stuttered and said, "well, well, it might, or it might not, we don't know until corporate does its annual updates and policy reviews". As if "he" has no control over it. Is this agent totally bullshitting me here people? I am really PO'd. Talk about NO customer nicety, loyalty, or consideration. Not even trying to be "helpful" with a claim. Just "scare tactics" to disuade me from filing a claim at all !!! What the heck is going on here? Can some other agents explain? I was told by several people in the insurance business that my claim under Comprehensive would NOT cause an increase in my policy rate. HELP !! (thanks to agents, state farm especially) who can answer my questions/concerns.

  • 7How do you file a claim against a state farm policyholder?

    I was in a accident it was the other person's fault because they ran the redlight.My insurance says my car is a total loss.Most of what money I will get from my insurance will have to be used to pay off what I still owe on my car.I will end up losing two weeks from work because I don't have a way of getting to work

  • 8How long a claim from state farm takes?

    How long does it take state farm to settle a lawsuit in Tennessee car accident

  • 9I recently hit a parked car, I have state farm ins.The accident was my fault . Should I go thru ins?

    I hit the rear bumper of a parked SUV . I damaged my car , the accident was primarily the result of a power steering belt too loose . I have a few tickets on my record , but most of them are old and in New York are deleted from your record after a while ( I have only one speeding ticket the rest were minor parking ) . I've never been in an accident as the driver. Im wondering if I should go or not through supplements , the estimation of the person who gave me bumper ( has a gouge pretty bad at it) was 600 . If I put a claim , will my insurance go up

  • 10Does the claim adjusters at state farm write you out a check or do they write it to the repair center?

    I was in a car accident . The other car was at fault , it is State Farm . They asked if I would go to a service center or prefer to go to a repair center of my choice . I decided to go to a repair facility of my choice and a claims adjuster would come watch me drive . Is the statement setting write the check to you or to the repair center .

  • 11What kind of problems are there if you have two insurance companys (state farm / AAA) do they create problems?

    What kind of problems are there if you have two insurance companies ( State Farm / AAA ) will create problems ?

  • 12A saleperson is makes a call in the mall to one of her customers. When finished, en route to her car, she ...?

    She looks at a store display . Randomly breaks for no reason injuring his leg . Broken glass a tendon in her leg and never regain full use of his leg . Does the seller assert a claim of liability for negligence against the store whose window shattered . Is there a doctrine that can make the test easier negligence in this case ? Can you sue someone else? Finally , assuming he can recover damages against the store , this has an effect on compensation benefits to their workers ?