Legal Advice



    I was in an accident , the other vehicle was totally guilty . I called his insurance company ( Risk Services North America ) and were told that because the driver was not on the insurance policy shall not be responsible and will not pay a penny for my vehicle destroyed. The company is headquartered in Florida , the accident took place in New York , I am a resident of New Jersey .... I talked to a lawyer who said I should write to the insurance company by threatening to inform the Insurance Department of the State of New York . Anyone want to help with some advice if you've been through this before , or know the laws .... Thank you so much!

  • 2What is the liability of the insurance company of the driver who was allocated 100% liability in an accident?

    I got hit in an accident and I was allocated no liability. My car is in the body shop right now. However, the insurance company of the guy who hit me sent an estimate to the body shop and requested a NON-FACTORY bumper for my car. My car was 100% factory-made before the accident. The insurance company argued that they only owe me whatever to put my car back to the same functionality before the accident, but not the same quality. That absolutely sounds unacceptable to me. Per my understanding, they should have no right choosing the components of my car. I should be the one who choose it. The thing is that I am not requesting anything extra than what my car was before the accident. Is there anyone know what the California State Law says about this. Thank you very much!!!

  • 3Do i have to accept insurance company decision to right off my car?

    there was a lump on the back my insurance said his guilt immediately . It is a good car and I know I can buy it back but why should I go through all the work inconvienience paper etc. . I want to keep that car had few years and has looked ita after.An estimate they gave me was 23 pounds more than the value of the car . Do I have any rights .

  • 4I lower my car insurance deductible a week ago, would the insurance company accept my claim today?

    Due to the bad snowy weather that has recently lower my car deductible from $ 1,000 to $ 250. My car just sliped today and hit a curve . I took it to get it checked , and the store told me it would be about $ 3000 to get the fix car. Will my insurance company seems to lower my deductible after the incident ? Do you cover damage ? Should I wait before trying to submit the claim ?

  • 5Can I accept accept a settlement from an insurance co. and sue the person responible for the rest?

    Two of my cars that hit while parked at his home by a drunk driver and co -insurance. only has $ 5,000 to spend on this accident my car was decleared a total loss and I am waiting to hear of a stroke adjuster . My car is worth according to KBB , Edmunds and NADA at least $ 4500 my husband car will have $ 1,600 to fix . If no settlement that Losse accept my right to sue her?

  • 6Is it fraud to accept say $750 from an insurance company to fix a car and then bank the money?

    I wondered why many people do this all the time. However, it does not seem right .

  • 7Should I accept first offer from insurance company for whiplash injury?

    I got a letter from the solicitors my insurance company assigned me to deal with an injury claim after a car accident that was the other persons fault. Finally after 10 months I've got an offer, but it's about 20% less than what the doctor valued my whiplash as. My solicitors seem to imply that I should accept this, and that the only alternative is to start court proceedings, that this would take a long time, and I probably wouldn't get much more anyway. What should I do?

  • 8I have liability insurance on my dads policy and my parents are seperated the insurance company said that the?

    i have liability insurance on my dads policy and my mom and dad are divorced the insurance company said that they will not cover me if i drive my moms car because they are seperated i must be listed on each policy however my mom said that if i drive her car and were to get in an accident that her insurance would cover me automatically even though im not on the policy is this true?

  • 9Insurance company not claiming liability in an accident (yet)?

    I was making a left turn with a green turn signal and a driver in front of the opposite direction ran a red light , he saw the car at the intersection and t -boned my car , totaling it and causing me multiple injuries. She was issued a summons and I have a witness who testified having seen running a red light , however , your insurance company is not yet ready to admit responsibility for the accident . I'm dealing with the issue of whether an insurance Canadian car , while the accident occurred in Florida . I have a lawyer and I have no comp / collision coverage on my car through my insurance so I have to find out your company individually . I'm also 38 weeks pregnant . In cases like this - Ticket said , witness the fact - and the insurance company is denying responsibility , what are the odds that it would be able to prove this or that will fall and just pay without going to court.

  • 10Commerce west insurance company??? Liability?

  • 11Can I still argue with insurance company even though police said it is my liability?

    My car was beaten by the truck back in the back just after merged from a third lane second lane for several seconds and applies brakes because the car in front brakes suddenly . We called the police . In the police report says , a dangerous combination and did not leave enough room for the truck to stop behind . I agree with the police report on the cause of accidents . ? I can have the opportunity to discuss with the insurance company of the other party to get my car repaired ? Did the police report and final single material that use of the insurance company to determine who is responsible?

  • 12How do I get my son to accept that his friends embezzled my company?

    My son contacted me after a gap of eight years . We parted when she discovered that he had used his friends at the time had used company money for personal items . After a thorough audit , discovered about $ 60,000.00 missing . Although I was not able to get a criminal conviction , which sued and won a judgment for actual loss plus an additional $ 100,000.00 in damages . It seems that my son wants to reconcile , but do not think his