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QWhen to hire a lawyer for a car accident?

I was involved in a car accident last week. In my car myself , my husband , and my children aged two and five. We were at an intersection when a car rear ended us at 40 mph They sure other kids and has accepted responsibility and we are seeing a chiropractor . I am in moderate pain , and I'm seeing a doctor three days a week for a month . my husband has been to get an MRI on his shoulder and spine 5 years is out of alignment because of this. When you need to hire a lawyer ?

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