divorced for 1 year . Refinaced house for my name . I thought I could make the payments, but I'm starting to struggle .. NO LATE BUT NOTHING AT ALL . I owe 240 intrest only loan , home worth about 220 ... Ex pays 450 per month over the next year and a half , then nothing after that .. I'm looking for the best way out . I would walk into a house you can afford and my new girl can do to get my credit and everything that is not the greatest of my concerns , be completely debt free is ... I have about 750 creditscore now ... If I should still forclose and money, I can declare bankruptcy at that point ? i earn less than the state maximum for Chapter 7 ... How will this affect my credit rating in the long term and the ability to get credit again? ? ? thanks so sorry ... I have a lot of questions ..
Recent events have left my husband and me with few options . I think we will have to declare bankruptcy and I'm leaning towards the chapter 7. My questions are: I have a 2005 Chevy Malibu in which still needs about $ 15,000. I would keep this car and continue making payments . Is that possible ? In addition , we have a house and a mobile home , my husband is currently using the trailer to stay in while working out of state , we can maintain that? and last but not least important, I can only file bankruptcy on my bills or do we have to submit as a couple? Thanks for your answers .
If you have your car parked in the driveway and someone has to turn around and hit the car and the person who hit your car has a person in the passenger seat can be that person to testify in court if you were a member family see the accident ? Please indicate the source
car accidents involved or people being pulled over by the cops for cell phone use while driving?
Where I can find information about the exclusion of real estate in a Chapter 7 bankruptcy ?
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I rear ended some Hispanic ladies . They had no license, but insurance seems to be valid , but it is possible. He stopped about 55 feet in front of a stop sign and there was no reason . After I hit the first thing I did was look out the car window to see if I hit a car coming too. Because the impact was very hard . Busted my radiator and everything and more that was probably my car (engine change ) . There was a truck stop sign that was 55 yards ahead and nothing else . My car had to be towed . I need professional advice . I do not care what the person just blew your mouth has to say . I have 17 years . I know that my insurance will go . But what is most likely to happen?
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It is becoming too Difficult to continue to pay our $ 4.400 / mo mortgage . We can move into a rental That current info we have at less than half half our current mortgage . How can I initiate a foreclosure? I think we make too much to be eligible for Chapter 7 although we are upside down each month . Any advice would be appreciated .