I have seven of them out , and I'm in way over my head , I do not want to do anything illegal , but I'm out of this lifestyle .
I'm stuck in a horrible cycle to repay a loan before and after returning the next day to get the money to pay the next . I'm going to file Chapter 7 bankruptcy . It takes about 3-4 months to complete. What should I do with the loans I owe now? Please help ! thank you
I have two payday loans just before filing Chapter 7 bankruptcy to help with court filing fee Chapter 7 . I filed Pro Se . Both loans was $ 500. Do I have to pay ( or reaffirm ) them as they were under the $ 750.00 ? . Also bearing loans less than 70 days of the bankruptcy filing . I did not know this before submitting . Only after doing research I found this .
My lawyer is one of the best here in my town. I live in Mississippi. I told him that I had 2 payday loans out. He said not to pay them and include them on the the bankruptcy list of debts. I have be recycling (paying them back and rewriting the checks the same day) the loan for the past three months. I get paid every two weeks....so that means that I have become dependent upon them for my needs to be met. They should have told me "no, you can't continue to rewrite this many times (over 6-10 times in a row)..but they didn't. I know my lawyer is supposed to know best...but I am still nervous!!! I guess because they keep calling me and leaving voice mail. Anyway, is it safe to do this.
My lawyer is one of the best here in my city . I live in Mississippi . I told him I had two payday loans out . He said he did not pay them and include them in the list of default on the debt. I recycling ( paying back and rewrite the checks on the same day ) the loan in the last three months. I get paid every two weeks .... which means that they have become dependent on them to meet my needs . They should have told me
Will filing for bankruptcy protection and supersede any contract made with a creditor , including payday loans ?
How much can I save if I transfer student loans to a zero percent credit card? Is this doable and can I then roll it onto other cards after one year?
I've fallen into this hole payday loan , and I can look myself out . What would be the best solution to pay quickly , if I have no money . Should I try to get a personal loan ?
I am being taken to court for a payday loan in 2004 but I am in the process of paying of my bankruptcy. What do I tell the judge at court. And can they charge me over $4000.00 interest. are they are laws again them doing do.
Is it better to let them sue me . Does that stop exorbitant interest rates . I have only one remaining loan but it will take 5 years to pay . After I have just paid me money at the supermarket. I had to get a second job and using food pantries . So pay more than the minimum. is almost impossible. I've learned my lesson to never borrow money from anyone else!
I live in Ohio and I have read about the new law and I 'm confused - under limited luxury good 310 sec says